You’re dead and now your family has to deal with picking up the body, funeral home arrangements, casket type, etc….and dealing with a funeral home at the time of death is one thing the family shouldn’t be dealing with….so sign up with a concierge service that is also an insurance policy, so the service and costs are handled before you die.
A funeral concierge works on your behalf to educate you on the funeral services available, then gets you the best prices at your funeral home of choice. For example, Everest has a database of funeral home prices across the United States. They can leverage this data to negotiate with a funeral home.